Shape your retirement, your way
Retirement isn’t set in stone. It depends on lots of things: what you save, when you retire, how you do it.
Start exploring these ‘What ifs?’ to shape a future that works for you.
Try out different futures
These days, retirement’s a world of new possibilities.
Our ‘What if?’ calculator helps you understand what your choices could mean for your retirement income.
Run your forecast
Start by giving us some info about your income, pensions and savings, to get an idea of what your retirement income and lifestyle might look like. This is your baseline.
Explore the possibilities
Create scenarios and see how they could shape your future.
Explore the ‘What ifs?’
Phase out of work gradually
Change your work/life balance and adopt a semi-retired lifestyle by reducing your working days at a pace that works for you.
Retire earlier or later
Take control of your timeline. Stop work sooner, or keep going a bit longer. See how different retirement ages could work for you.
Put a bit more aside
See how upping your monthly contributions could give your retirement income a boost, to create more opportunities for the things you love later.
Take some money as a tax-free lump sum
See how taking tax-free cash from your pension, whether it’s for a dream holiday, home upgrade or setting up a side-hustle, could impact your retirement income.
